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From the Mouth of Martin: Top Tips to Slash the Cost of Motoring - #16

Strap yourselves in wannabe petrol heads. With the help of money saving expert, Martin Lewis, Book Theory Test Today is hitting the road with 50 top tips that will cut your motoring costs. Tune in each & every week for a new tip and remember to share with friends and family and slash the cost of motoring. This week we’re looking at naming a second driver on your insurance policy to cut costs. Insurance is a big expense, but it’s unavoidable and because it needs to be renewed every 12 months finding ways to reduce insurance costs will benefit you long-term.

Cut the cost of motoring tip #16 – Add a second driver to your insurance policy

Book Theory Test Today says: “Naming a second driver on your car insurance policy could cut the cost of motoring. It will take a bit of work on your part in terms of comparing quotes, but if you find a great deal then the time spent searching will be worth it. It doesn’t always work, but there’s no harm in trying! After all, it’s for the sake of cutting the cost of motoring.” Deemed a high-risk driver? Then adding a second driver to your insurance policy, even if they never use your car, can reduce your risk status and even reduce the cost of motoring. With motorists in 2015 now paying £35 more on car insurance premiums than 2014, cutting insurance costs is now more crucial than ever. If you assign a second driver to your policy that has a good record for driving well, you’re more likely to make massive savings and cut the cost of motoring. So, who do you know that would be in a lower risk insurance category? Give them a call now!

Warning

While naming a second driver on your insurance policy is legal, you cannot be named as the main driver on someone else’s insurance policy, for example don’t name yourself as the main driver on one of your children’s insurance policies. This practice is known as ‘fronting’ and this is illegal. Fronting is considered a form of fraud, so don’t do it. If you’re found to be fronting an insurance policy, which is highly likely because if you claim the details will be verified, your insurance will become null and void, plus you face prosecution.

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